Terms of Service
Last updated May 2026
By using Payoff Diary you agree to these terms.
Estimates, not financial advice
Payoff Diary projects a debt-free date and interest figures using standard amortization math and the numbers you enter. Real results depend on your actual interest rates, fees, payment timing, and changes to your balances. The figures shown are estimates for planning and education only — they are not financial advice, and they are not a guarantee of any outcome. For advice specific to your situation, speak with a qualified professional.
Use of the tool
You may use Payoff Diary for your own personal planning. Please don't misuse it, attempt to disrupt it, or scrape it at scale. We may change or remove features at any time while the product is in development.
The waitlist
Joining the waitlist is not a purchase and does not guarantee pricing, availability, or a launch date. Any prices shown for the upcoming iOS app are indicative and may change before launch.
No warranty
Payoff Diary is provided "as is," without warranties of any kind. We are not liable for any losses arising from decisions you make based on the tool.
Contact
Questions? Email hello@majorgen.com.